Free independent help and advice
It can feel lonely when you’re worrying about money. So, it’s good to know that there’s someone you can talk to. These organisations can offer you free help, support, and guidance. Most 0800 phone numbers are free to call from UK landlines and mobiles.
Free help, support, and guidance
MoneyHelper
Guidance from MoneyHelper
- Government-backed with guidance on benefits, tax, pensions, homes and savings
- Money calculators, helpful articles and regular updates
- Support available online, over the phone or face-to-face
Call 0800 138 7777 for money guidance. Lines open Monday to Friday 8am to 6pm
StepChange Debt Charity
- Free, impartial advice to get your finances back on track
- A wide range of practical debt solutions
- Support online 24/7 or by phone
Call 0800 138 1111. Lines open Monday to Friday 8am to 8pm, and Saturday 8am to 4pm
Citizens Advice
Help from Citizens Advice
- Free advice on a range of topics, including benefits, debt, housing and consumer rights
- Help with managing your money
- Practical and impartial support online, in person or over the phone
Call 0800 144 8848 or 0800 702 2020 if you’re in Wales. Lines open Monday to Friday 9am to 5pm
Mental Health and Money Advice
- Clear, practical advice and support for people experiencing mental health and money worries
- Specialist knowledge of benefits, managing money and mental health care
- Award-winning UK-wide online advice service
PayPlan
- Free debt advice and support
- Free, confidential debt advice
- A personalised action plan for your money
Help available online or by phone
Call 0800 280 2816. Lines open Monday to Friday 8am to 8pm, and Saturday 9am to 3pm
National Debtline
- Free, confidential debt advice
- Guides, fact sheets, budgeting tools and sample letters
- Advice via phone and online
Call 0808 808 4000. Lines open Monday to Friday 9am to 8pm, and Saturday 9.30am to 1pm
Money worries
If you're worried about making future payments, find out how we can help.